Improved
Default APR tier enrollment guidance clarified
October 30th, 2026
Broker API
Clarifies how default APR tiers work for High Yield Cash enrollment. No fields or behavior change.
is_defaulton theAPRTierschema now explains that each currency has at most one default tier and that an account signing the required Alpaca Customer Agreement revision withoutcash_interestmay be enrolled in that tier automatically. Its example is nowfalse.- The
cash_interestrequest schema on Create an Account carries the same clarification. - Partners should not rely on default-tier enrollment and should always set
apr_tier_nameexplicitly when creating or updating an account.
Affected Endpoints
GET /v1/cash_interest/apr_tiersPOST /v1/accounts